impact-wealth

Autumn 2026 Edition

Wed, 29 Apr 2026 05:10:06 GMT

Connect Newsletter

In this issue:

Understanding volatility: Your emotions matter!
Protecting your future: how life insurance pricing works
Retiring in 2026? Four smart moves to protect your lifestyle
How to protect your accounts

Understanding volatility: Your emotions matter!

Investors are driven by emotion, not just logic
Eight cognitive biases to watch for

Protecting your future: how life insurance pricing works

Premiums are based on your personal risk profile
Insurers reprice across the board when claims volumes rise

Retiring in 2026? Four smart moves to protect your lifestyle

Plan your spending
Claim your entitlements
Manage longevity risk
Spend with confidence

How to protect your accounts

Ways to improve the security on your accounts online.

Click Here to read our newsletter and stay informed about these financial topics.

Summer 2026 Edition

Fri, 23 Jan 2026 00:00:30 GMT

Connect Newsletter

In this issue:

Cruising into retirement with confidence
Five ways that could make your life insurance more affordable
Understanding volatility; What causes volatility?
Mental Bandwidth matters

Cruising into Retirement with Confidence

Many Australian retirees are hesitant in spending the nest egg they have worked so hard for throughout their working lives.
No one can foresee the future so staying flexible is important with your spending habits.
The industry is responding with the federal government requiring super funds to offer different strategies and products under the Retirement Income Covenants.

Five Ways that could make your life insurance more affordable

Read ways you can manage the impacts of insurance premiums and ensuring they remain in line with your needs.

Understanding Volatility

Volatility is a part of life and a big part of investing. Read what some of the common causes of this can be and how to manage your reaction.

Mental Bandwidth Matters

Each person makes hundreds of decisions a day. Giving yourself the capacity and strategies to make these decisions over a lifetime is important for your mental health.

Click Here to read our newsletter and stay informed about these financial topics.

Spring 2025 Edition

Tue, 14 Oct 2025 04:47:05 GMT

Connect Newsletter

The Silent Threat to Nest Eggs 

Falling interest rates reduce returns on fixed-income assets, potentially causing income shortfalls for retirees.
Inflation compounds the issue by increasing living costs, eroding purchasing power, and threatening financial confidence.

Strategies for Optimising Financial Confidence in Retirement 

Diversify: Avoid relying solely on fixed-income investments; include growth-oriented assets in your portfolio.

How Self-Awareness Shapes Smarter Decisions 

Self-awareness helps retirees make deliberate financial decisions by recognizing emotional and environmental influences.
Small habits, like pausing before decisions and reducing distractions, can improve decision-making under pressure.

Longevity, Lifestyle, Legacy: The 3 Pillars of Holistic Retirement 

Retirement planning should address income needs, lifestyle goals, and legacy aspirations.
Lifetime income products can provide stability and confidence for long-term financial security.

Your Estate Planning Checklist 

Get Your Will Sorted: Ensure your assets are distributed according to your wishes.
Consider Powers of Attorney: Plan for decision-making in case of incapacity.
Review Regularly: Update your estate plan to reflect changes in circumstances.

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Winter 2025 Edition

Wed, 02 Jul 2025 01:58:56 GMT

Connect Newsletter

Are life insurance premiums tax deductible?

You may be able to claim tax deductions on income protection premiums — but only in specific situations.
Having cover inside or outside super can significantly affect your tax outcome.
There are complex rules around bundled policies and SMSFs — understanding them could save you money.

�� Click here to find out what’s deductible and what’s not

Division 296: A changing landscape for high balances

A new tax is set to impact super balances over $3 million — potentially halving your earnings.
Investment bonds may offer a smart alternative with lower tax, estate planning advantages and early access.
There are ways to protect your wealth from upcoming super changes — if you know where to look.

�� Click here to explore how investment bonds could benefit you

It’s possible to profit from patience

Market dips are unsettling — but history shows recoveries often follow quickly.
Trying to time the market rarely works — but long-term investing has consistently rewarded patience.
A well-structured plan can help you ride out volatility and stay focused on your goals.

�� Click here to see how patience pays off in investing

Cyber safety matters at every age

Tax season brings a wave of scams impersonating trusted institutions — and they’re getting harder to spot.
Simple tools like multi-factor authentication and strong passwords can protect your personal data.
Don’t wait until it's too late — learn how to spot and stop cyber threats now .

�� Click here to learn how to stay secure online