Already Retired
Financial Planning
Financial planning for the life you’ve earned.
Retirement is your time to enjoy the lifestyle you love, without sacrificing the passions that make life meaningful. At Impact Wealth, we understand that your super, pension, and investments are only as secure as the latest changes in law, the economy, and government policy. That’s why we’re here, to bring you clarity, peace of mind, and freedom from financial stress.
Let our retirement specialists keep an eye on the ever-changing landscape, so you can focus on what matters most. With Impact Wealth by your side, you can feel confident that your retirement funds will support you for the years ahead.
Click the link below to access your complimentary one-page PDF that outlines the key considerations for a worry-free retirement.
How we can help get the most out of your retirement.
We provide a comprehensive financial plan personally tailored to your circumstances, goals and objectives including your ongoing income requirements.
Income Optimisation
We consider the best strategies to optimise retirement income from various sources such as pensions, Social Security, investments, and annuities.
Investment Management (including superannuation)
Providing guidance on investment decisions to generate income and preserve capital while managing risk. Ensuring your superannuation balances are maximised and within government mandated caps.
Tax Efficiency
Advising on tax-efficient withdrawal strategies to minimise tax liabilities in retirement.
Budgeting and Expense Management
Helping retirees establish a realistic budget and manage expenses to ensure long-term financial stability.
Estate Planning
Developing an estate plan to ensure assets are distributed as desiredand minimising estate taxes.
Centrelink Optimisation
Maximising Government benefits by ensuring the most efficient structuring of your assets.
Portfolio Diversification
Ensuring the retiree's investment portfolio is appropriately diversified to balance risk and return.
Behavioural Coaching
Providing emotional support and guidance during market fluctuations to prevent impulsive decisions.
Monitoring and Adjustments
Regularly reviewing the retirement plan and making necessary adjustments based on changing circumstances.
Retirement Lifestyle
Planning Helping retirees define and achieve their desired retirement lifestyle, whether it involves travel, hobbies, or other pursuits.
Longevity Planning
Preparing for the possibility of a longer-than-expected retirement by ensuring financial resources are sustainable.
Emergency Planning
Developing contingency plans for unexpected financial emergencies.
Communication and Reporting
Providing clear and regular communication to keep the retiree informed about their financial status and progress toward goals. We also keep abreast of forever changing government legislation and provide ongoing advice where it is appropriate.
Choice
Putting you back in control by maximising your financial position, so you have choices over your future (when to retire, how much to live off, how often to travel etc.).
Freedom
Freedom from the worry of financial stress, knowing someone has your back and is looking out for your best interests. Through all the market peaks and troughs and government policy changes there’s a freedom in knowing your future is secure.
Clarity
Straight money talk with no judgement, no jargon and no pressure. We’re clear and on your side.
Connection
We make a plan, and you live it. It does more than change your life. It changes with your life choices. For every year of our clients retirement that we manage, we donate two meals to a person in need in and around the Sunshine Coast.
Our professional team is here to help you with any questions or concerns.
The team at Impact Wealth is highly educated, experienced and motivated to assist our clients to realise their retirement aspirations.
The best financial adviser on the Sunshine Coast. Gentle, friendly and totally thorough.
Janette
No financial changes either large or small were insurmountable for the team which were processed quickly and efficiently.
Tim
Giving back.
At Impact Wealth, caring for people is at the heart of what we do. That’s why we’ve partnered with OzHarvest, donating two meals for every year of retirement we manage for our clients. Together with the families we support, we’ve already provided over 7,000 meals to Australians in need. It’s a small way we can make a difference here at home, while helping our clients enjoy the future they’ve worked hard for.
